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My Funded Futures Review: Programs, Rules, Payouts, Pros and Cons

My Funded Futures (MFFU) offers low-cost futures evaluations with a direct path to simulated funding and potential live allocation.
The firm is reputable in several areas, yet shows suspicious tendencies in rule clarity and policy shifts that traders should approach carefully.
For a more stable and trustworthy prop firm path, DamnPropFirms recommends Apex Trader Funding, Take Profit Trader, and FundedNext.

View Best Prop Firms

Quick Summary

  • One standardized evaluation for Core, Scale, and Pro plans. Profit targets: $3,000 for $50K, $6,000 for $100K, $9,000 for $150K.
  • EOD maximum loss limits: $2,000 on $50K, $3,000 on $100K, $4,500 on $150K. No daily loss limit on all three plans.
  • 50% consistency rule applies in evaluation only. Minimum 2 trading days to pass evaluation.
  • Max contracts in evaluation: 3 mini or 30 micro on $50K, 6 mini or 60 micro on $100K, 9 mini or 90 micro on $150K.
  • T1 news trading allowed in evaluation for Core and Scale. Pro evaluation allows trading but Pro sim funded bans T1 news.
  • No activation fees. Aggressive pricing on evaluations compared to the market.

Evaluation Rules and Costs

Parameter $50K $100K $150K
Profit Target $3,000 $6,000 $9,000
Max Loss Limit (EOD) $2,000 $3,000 $4,500
Daily Loss Limit None None None
Max Contracts 3 mini or 30 micro 6 mini or 60 micro 9 mini or 90 micro
Consistency Rule 50% in evaluation 50% in evaluation 50% in evaluation
Min Trading Days 2 days 2 days 2 days
T1 News Trading Yes Yes Yes
Eval Pricing Examples Core $77 Scale $267 Scale $377

Pricing snapshots may change. Always confirm current pricing on the MFFU site before purchase.

Core Plan: Sim Funded and Live Path

  • Profit split 80-20. No daily loss limit. No activation fee.
  • Scaling limits in sim funded: below $1,000 equity 1 mini or 5 micro. $1,000 to $2,000 2 mini or 10 micro. $2,000 and up 3 mini or 15 micro.
  • Payout qualification: 5 winning days of $100. Weekly payouts possible.
  • Payouts: minimum $250. Maximum $1,000 per payout until 5 payouts achieved.
  • After first payout the Max Loss Limit moves to $50,100 and remains static on a $50K plan.
  • Live transition after 5 payouts. Static balance $2,500. DLL $900. Max 2 mini or 20 micros. Minimum payout $250.
  • Unlocking live allocation: 20 winning days at 4% of initial balance per day and 3 payouts to withdraw down to $140 floor.

Scale Plan: Tiered Payouts and Live Path

  • Profit split 80-20. No daily loss limit. No activation fee.
  • Scaling table increases maximum contracts by equity bands up to 6 mini on $100K and up to 9 mini on $150K.
  • Payout qualification: 5 winning days per account size threshold. Minimum payout $250.
  • Tiered max payouts by consecutive payout number. Example on $50K: first $1,500, second $1,750, third $2,000, fourth $2,500, fifth $3,500.
  • After first payout the Max Loss Limit moves to $50,100 and remains static on $50K. Similar for $100K and $150K.
  • Live transition after 5 payouts. Live static balances: $3,000 for $50K, $4,000 for $100K, $5,000 for $150K. DLL increases with size.
  • Unlocking live allocation requires 20 winning days at 4% of initial balance per day and 3 payouts.

Pro Plan: Larger Withdrawals and Live Transition

  • Profit split 80-20. No daily loss limit. No activation fee.
  • Max contracts higher: 5 mini on $50K, 10 mini on $100K, 15 mini on $150K.
  • Evaluation allows news. Pro sim funded bans T1 news.
  • Payout cadence: from 14 calendar days after first trade once payout buffer is cleared. Minimum payout $1,000.
  • Payout buffer examples: $2,100 on $50K, $3,100 on $100K, $4,600 on $150K.
  • User level max payout cap reportedly $100,000. Excess above the cap can be shifted to live up to set amounts per size.
  • Live transition triggers: 3 consecutive payouts or profit milestones reviewed by risk. Live funding ranges and DLL scale with size.
  • Unlocking live allocation uses the same 20 winning day and 3 payout rule to withdraw down to a $140 floor.

My Funded Futures Pros and Cons

Pros

  • One simple evaluation for all plans with low minimum trading days.
  • No daily loss limit in evaluation or sim funded across plans.
  • Aggressive pricing and no activation fees lower the barrier to entry.
  • Tiered payouts on Scale and larger potential withdrawals on Pro.
  • Defined path to live accounts across Core, Scale, and Pro.

Cons

  • 50% consistency rule during evaluation can slow passing if you have one large day.
  • Policy shifts and rule clarity concerns create uncertainty for long term planning.
  • Strict equity based scaling limits in sim funded can limit position sizing.
  • Pro sim funded bans T1 news. Core and Scale sim funded allow news but details can change.
  • Live allocation withdrawals require 20 winning days at 4% per day and 3 payouts to unlock principal down to $140.

Our take: MFFU is usable if you understand the parameters and accept the moving parts. If you want simpler rules and more predictable payouts, consider the alternatives below.

Prefer stability and clearer rules

We recommend starting with these futures prop firms for a more predictable and trusted path.

💡 Use code DGT for the biggest discounts available at MFFU.

My Funded Futures – In-Depth FAQ

This FAQ explains how My Funded Futures (MFFU) evaluations, payouts, and live transitions work in practice. It also highlights policy nuances traders often miss. Policies can change, so always confirm details on MFFU’s official pages before you buy.

How does the standardized evaluation work across Core, Scale, and Pro

All three plans share one evaluation structure. Profit targets are $3,000 for a $50K account, $6,000 for $100K, and $9,000 for $150K. The maximum loss limit is an end-of-day (EOD) trailing limit set at $2,000, $3,000, and $4,500 respectively. There is no daily loss limit in the evaluation. The consistency rule is set at 50 percent in the evaluation only. You can pass in as few as two trading days if you hit the objectives without violating risk parameters.

Max contracts during evaluation: $50K allows 3 minis or 30 micros. $100K allows 6 minis or 60 micros. $150K allows 9 minis or 90 micros. T1 news trading is allowed during evaluation for Core and Scale. Pro evaluation allows trading during news, but Pro sim funded has news restrictions later.

What is the 50 percent consistency rule and why does it matter

The 50 percent consistency rule applies in the evaluation only. In practice it means your largest day should not dominate your total result. For example, if you earn $3,000 total on a $50K evaluation, MFFU expects that your best day is no more than half of that total. If your results are too concentrated in a single day, you may need additional days to smooth the equity curve. This encourages steady sizing and pace rather than a single outlier day.

Tip: Plan entries so that no single session contributes more than half of your cumulative evaluation profits. This reduces the risk of being held back by the consistency filter.

How does the EOD trailing loss work and how is it different from a daily loss limit

The EOD trailing loss is pegged to your positive performance and adjusts at the end of the day. If you raise your equity high by $1, the protected minimum also rises by $1. This protects gains while allowing room to trade intraday. Since there is no daily loss limit in MFFU’s evaluation and sim funded stages for Core and Scale, the EOD limit is the main hard fail boundary. If your floating or closed losses push your balance below the active EOD level, the account violates.

Risk habit: Define a personal daily max loss even if the program does not enforce one. Many traders keep an internal daily stop to prevent large intraday drawdowns that threaten the EOD line late in the session.

What are the differences between Core, Scale, and Pro once funded
  • Core: 80/20 split, no daily loss limit, scaling caps based on equity bands (eg, below $1,000 allows 1 mini or 5 micros). Payouts require 5 winning days of $100, minimum $250 per request, and early payouts are capped at $1,000 per request until you reach 5 payouts. After your first payout on a $50K account, the max loss limit moves to a static $50,100.
  • Scale: 80/20 split, no daily loss limit, scaling increases by equity tiers, and payouts are tiered by consecutive payout count. On a $50K account, caps step from $1,500 to $3,500 by the fifth payout. Similar static EOD shift after the first payout per size.
  • Pro: 80/20 split, larger max contracts, news restricted in sim funded, payouts available 14 calendar days after your first trade once you clear a payout buffer ($2,100 for $50K, $3,100 for $100K, $4,600 for $150K). Minimum payout is $1,000. A user level cap of $100,000 in sim funded is described, with excess potentially moved to a live balance up to stated limits per account size.

All three plans outline a pathway to a live account after meeting specific payout milestones or performance reviews.

How do payouts work on each plan

Core: Qualify with 5 winning days of at least $100 profit. Minimum payout is $250. Each request is capped at $1,000 until you complete 5 payouts. After your first payout, the EOD boundary becomes static at $50,100 on a $50K plan.

Scale: Qualify with 5 winning days (thresholds scale with account size). Minimum payout is $250. Maximum payout caps increase with each consecutive payout (for $50K: $1,500, then $1,750, $2,000, $2,500, and $3,500 by the fifth).

Pro: Payouts can be requested from 14 calendar days after your first trade once the buffer is met. Minimum payout is $1,000. Sim funded payouts are capped at $100,000 per user, with excess optionally redirected into live balance up to set maximums per account size.

Live accounts: You may request profits above the initial live allocation immediately. Unlocking the principal balance requires 20 winning days with at least 4 percent of the initial balance per day and a total of 3 payouts, after which withdrawals can reduce the balance to a $140 floor.

When do I qualify for a live account and what changes once I go live

Core and Scale: You are eligible for live after 5 consecutive payouts. Live accounts start with a static balance (for example $2,500 on Core $50K, higher on Scale), a fixed daily loss limit that depends on size, and reduced max contracts compared to large sim funded bands. Any remaining sim balance is not carried over. You can withdraw profits above the initial allocation, but unlocking the allocation itself requires 20 qualifying winning days and 3 payouts.

Pro: You can transition after 3 consecutive payouts or via performance review at certain milestones. A portion of profits above the sim funded cap can be allocated to the live account up to published limits per size.

Can I trade during T1 news and can I hold through news events

Evaluation allows T1 news trading across plans. In sim funded, Core and Scale allow news, while Pro sim funded states news is not allowed. Since news rules are sensitive and can be amended, verify the exact T1 handling and any flat-before-event windows on the plan you are using before trading.

Is there a daily loss limit at MFFU

MFFU states no daily loss limit in evaluation and sim funded across Core and Scale, and also no daily limit in Pro’s evaluation and sim funded stages. This can make intraday risk more flexible but places the burden on you to self-impose daily stops that protect the EOD level. Live accounts have daily loss limits by design, which vary by account size.

How does scaling and max contracts work in sim funded

Core and Scale use equity-band scaling. As your realized equity grows, your maximum open contracts increase. For example, on Core $50K: below $1,000 permits 1 mini or 5 micros, $1,000 to $2,000 permits 2 minis or 10 micros, and $2,000 and up permits 3 minis or 15 micros. Scale offers higher ceilings at higher bands and larger account sizes. Pro has higher sim funded max contracts by default but enforces a payout buffer and news restrictions.

What does the September 10, 2025 change mean for qualifying to live

MFFU announced that starting September 10, 2025, the path of “30 profitable days” is streamlined to the “five payout” rule only for Core and Scale. In other words, on these plans your route to live is to achieve five consecutive payouts rather than tracking a 30-day alternative path.

Are there activation fees or buffers that block early withdrawals

There are no activation fees on the new Core, Scale, or Pro plans. Core and Scale do not introduce a payout buffer at sim funded, but they do limit early payouts by capping the maximum amount per request until you build a payout streak. Pro uses an explicit payout buffer that must be cleared before your first withdrawal, and imposes a higher minimum per request.

Can I trade a live account and a sim account at the same time

No. MFFU states that once you have a live account, you cannot trade in the sim and live environments simultaneously. Plan your transition and position sizing to avoid conflicts during the switch.

What are typical evaluation prices and how do resets work

Pricing snapshots for the new plans indicate aggressive entry costs compared to the market. For example, Core $50K has been listed at $77. Scale and Pro pricing rises with size. Resets are available for a fee if you want to recycle the same plan. Since MFFU runs promotions, verify current pricing and reset terms before purchasing.

Is My Funded Futures reputable and what are the concerns

MFFU is seen as reputable in several areas and offers well-priced evaluations. At the same time, we have observed suspicious tendencies such as shifting policies and rule clarity issues that can make planning harder for traders over longer horizons. Read every rule relevant to your plan and keep records of policy versions around the time you sign up. If predictability is your top priority, consider starting with alternatives recommended below.

What alternatives does DamnPropFirms recommend for a more stable path

For a stable and trustworthy futures prop path, we recommend:

These firms tend to maintain clearer policy histories and steadier rule enforcement, which reduces uncertainty for traders.

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