My Funded Futures Review: Programs, Rules, Payouts, Pros and Cons
My Funded Futures (MFFU) offers low-cost futures evaluations with a direct path to simulated funding and potential live allocation.
The firm is reputable in several areas, yet shows suspicious tendencies in rule clarity and policy shifts that traders should approach carefully.
For a more stable and trustworthy prop firm path, DamnPropFirms recommends Apex Trader Funding, Take Profit Trader, and FundedNext.
Quick Summary
- One standardized evaluation for Core, Scale, and Pro plans. Profit targets: $3,000 for $50K, $6,000 for $100K, $9,000 for $150K.
- EOD maximum loss limits: $2,000 on $50K, $3,000 on $100K, $4,500 on $150K. No daily loss limit on all three plans.
- 50% consistency rule applies in evaluation only. Minimum 2 trading days to pass evaluation.
- Max contracts in evaluation: 3 mini or 30 micro on $50K, 6 mini or 60 micro on $100K, 9 mini or 90 micro on $150K.
- T1 news trading allowed in evaluation for Core and Scale. Pro evaluation allows trading but Pro sim funded bans T1 news.
- No activation fees. Aggressive pricing on evaluations compared to the market.
Evaluation Rules and Costs
| Parameter | $50K | $100K | $150K |
|---|---|---|---|
| Profit Target | $3,000 | $6,000 | $9,000 |
| Max Loss Limit (EOD) | $2,000 | $3,000 | $4,500 |
| Daily Loss Limit | None | None | None |
| Max Contracts | 3 mini or 30 micro | 6 mini or 60 micro | 9 mini or 90 micro |
| Consistency Rule | 50% in evaluation | 50% in evaluation | 50% in evaluation |
| Min Trading Days | 2 days | 2 days | 2 days |
| T1 News Trading | Yes | Yes | Yes |
| Eval Pricing Examples | Core $77 | Scale $267 | Scale $377 |
Pricing snapshots may change. Always confirm current pricing on the MFFU site before purchase.
Core Plan: Sim Funded and Live Path
- Profit split 80-20. No daily loss limit. No activation fee.
- Scaling limits in sim funded: below $1,000 equity 1 mini or 5 micro. $1,000 to $2,000 2 mini or 10 micro. $2,000 and up 3 mini or 15 micro.
- Payout qualification: 5 winning days of $100. Weekly payouts possible.
- Payouts: minimum $250. Maximum $1,000 per payout until 5 payouts achieved.
- After first payout the Max Loss Limit moves to $50,100 and remains static on a $50K plan.
- Live transition after 5 payouts. Static balance $2,500. DLL $900. Max 2 mini or 20 micros. Minimum payout $250.
- Unlocking live allocation: 20 winning days at 4% of initial balance per day and 3 payouts to withdraw down to $140 floor.
Scale Plan: Tiered Payouts and Live Path
- Profit split 80-20. No daily loss limit. No activation fee.
- Scaling table increases maximum contracts by equity bands up to 6 mini on $100K and up to 9 mini on $150K.
- Payout qualification: 5 winning days per account size threshold. Minimum payout $250.
- Tiered max payouts by consecutive payout number. Example on $50K: first $1,500, second $1,750, third $2,000, fourth $2,500, fifth $3,500.
- After first payout the Max Loss Limit moves to $50,100 and remains static on $50K. Similar for $100K and $150K.
- Live transition after 5 payouts. Live static balances: $3,000 for $50K, $4,000 for $100K, $5,000 for $150K. DLL increases with size.
- Unlocking live allocation requires 20 winning days at 4% of initial balance per day and 3 payouts.
Pro Plan: Larger Withdrawals and Live Transition
- Profit split 80-20. No daily loss limit. No activation fee.
- Max contracts higher: 5 mini on $50K, 10 mini on $100K, 15 mini on $150K.
- Evaluation allows news. Pro sim funded bans T1 news.
- Payout cadence: from 14 calendar days after first trade once payout buffer is cleared. Minimum payout $1,000.
- Payout buffer examples: $2,100 on $50K, $3,100 on $100K, $4,600 on $150K.
- User level max payout cap reportedly $100,000. Excess above the cap can be shifted to live up to set amounts per size.
- Live transition triggers: 3 consecutive payouts or profit milestones reviewed by risk. Live funding ranges and DLL scale with size.
- Unlocking live allocation uses the same 20 winning day and 3 payout rule to withdraw down to a $140 floor.
My Funded Futures Pros and Cons
Pros
- One simple evaluation for all plans with low minimum trading days.
- No daily loss limit in evaluation or sim funded across plans.
- Aggressive pricing and no activation fees lower the barrier to entry.
- Tiered payouts on Scale and larger potential withdrawals on Pro.
- Defined path to live accounts across Core, Scale, and Pro.
Cons
- 50% consistency rule during evaluation can slow passing if you have one large day.
- Policy shifts and rule clarity concerns create uncertainty for long term planning.
- Strict equity based scaling limits in sim funded can limit position sizing.
- Pro sim funded bans T1 news. Core and Scale sim funded allow news but details can change.
- Live allocation withdrawals require 20 winning days at 4% per day and 3 payouts to unlock principal down to $140.
Our take: MFFU is usable if you understand the parameters and accept the moving parts. If you want simpler rules and more predictable payouts, consider the alternatives below.
Prefer stability and clearer rules
We recommend starting with these futures prop firms for a more predictable and trusted path.
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