Looking for the fastest payouts in futures prop trading? Here’s what you need to know:
Key Takeaways:
- Lucid Trading leads the pack with 15-minute payouts and a 90% profit split.
- Take Profit Trader offers same-day withdrawals starting from day one, with a profit split of 80–90%.
- Tradeify processes payouts in minutes to 24 hours, with flexible withdrawal options and up to 100% profit splits.
- FundedNext Futures guarantees payouts within 24 hours or compensates traders with $1,000.
- Apex Trader Funding has a longer processing time (10–13 business days) but supports up to 20 accounts and allows large-scale withdrawals.
- Topstep balances speed and reliability with payouts in 1–3 days and a 90/10 split.
- Purdia Capital processes payouts in 1–3 business days with no consistency rules.
Quick Comparison
| Prop Firm | Payout Time | Frequency | Profit Split | Min Trading Days |
|---|---|---|---|---|
| Lucid Trading | ~15 Minutes | Every 5 Days | 90/10 | 5 |
| Take Profit Trader | Same Day | Daily | 80–90% | 1 |
| Tradeify | Minutes–24 Hours | Daily/Flex | 90–100% | 3–7 |
| FundedNext Futures | 3–5 Days (24-hr Guarantee) | Every 3–5 Days | 80/20 | 1–3 |
| Apex Trader Funding | 10–13 Business Days | Every 8 Days | 90–100% | 8 |
| Topstep | 1–3 Days | Weekly | 90/10 | 5 Winning Days |
| Purdia Capital | 1–3 Business Days | Daily | 90/10 | 10 (1st Payout) |
Conclusion:
If speed is your priority, Lucid Trading and Take Profit Trader are top choices. For flexibility and high splits, Tradeify stands out. Apex Trader Funding is ideal for scaling with multiple accounts, while FundedNext offers a payout guarantee for peace of mind. Choose based on your trading goals and payout needs.
Fastest Prop Firm Payouts Comparison 2026: Processing Times and Profit Splits
No Drama PropFirm With Fastest Payouts?
1. Apex Trader Funding
Apex Trader Funding stands out with over $660 million in total payouts since 2022. The firm averaged $13 million in monthly payouts during 2024–2025 and handled $65 million in payouts during the 90 days leading up to January 2026. With a Trustpilot rating of 4.4/5 based on 16,690+ reviews, it has earned a solid reputation.
Payout Processing Time
Apex processes payouts within 10–13 business days after a withdrawal request is submitted. While not instantaneous, their consistent and predictable payout schedule ensures traders can rely on timely cash flow. Payments are facilitated through Deel, offering options like bank transfers, PayPal, Wise, and cryptocurrency.
Payout Frequency
As of January 2026, Apex offers a flexible withdrawal system, allowing traders to request payouts as soon as they meet eligibility requirements. There’s no need to wait for fixed monthly windows. To qualify, traders must complete 8 active trading days, with at least 5 days showing profits of $50 or more. After that, withdrawals can be requested every 8 trading days. This flexibility gives traders more control over their earnings.
Profit Split
Traders keep 100% of the first $25,000 in profits per account, with a 90/10 split applied to earnings beyond that amount. Apex also allows traders to manage up to 20 accounts simultaneously, boosting their potential for profit retention. In April 2025, the firm demonstrated its ability to handle large-scale withdrawals by transferring $2.55 million to a single trader.
Minimum Trading Days
To qualify for payouts, traders must complete 8 active trading days following a 7-day evaluation phase (or just 1 day during promotions). Additionally, they must follow the 30% consistency rule, which ensures no single trading day accounts for more than 30% of total profits. Monthly Performance Account fees range from $85 to $105, covering essential data and platform licensing costs.
2. Take Profit Trader
Take Profit Trader stands out by offering immediate withdrawals as soon as traders reach the funded PRO stage, giving them quick access to their earnings. Founded in 2021 by James Sixsmith, the firm has earned a solid reputation, reflected in its 4.4/5 Trustpilot rating based on 8,096 reviews. Here’s a closer look at their payout process, profit-sharing model, and trading requirements.
Payout Processing Time
Take Profit Trader uses an automated system to handle withdrawals, ensuring payments are processed within one business day. U.S.-based traders can receive payouts through Plaid, while international traders can use PayPal or Wise. One trader shared their experience:
"Payout approved in under two minutes with funds deposited in 10 minutes on a Saturday… Fantastic company".
Payout Frequency
Unlike firms with rigid payout schedules, Take Profit Trader allows daily withdrawals. Traders can request payouts starting from the first day of their PRO account. For standard PRO accounts, a minimum buffer balance must be maintained before accessing profits over that limit. However, upgrading to PRO+ removes this buffer requirement entirely. Traders also have the flexibility to operate up to five PRO accounts simultaneously.
Profit Split
The profit-sharing model for standard PRO accounts is 80/20, but upgrading to PRO+ increases it to 90/10. The PRO+ option also removes intraday drawdown limits and the buffer requirement. To qualify for a PRO account, traders need to complete just five trading days during the evaluation phase. Between January 1, 2023, and August 31, 2023, the pass rate for this phase was 20.37%. These features make Take Profit Trader a competitive choice among its peers.
Minimum Trading Days
After reaching the funded stage, there are no minimum trading day requirements. During the evaluation phase, however, traders must complete five trading days to move forward. A one-time $130 PRO activation fee applies, although some 2026 promotions may waive this fee.
3. FundedNext Futures
FundedNext Futures has embraced the 2026 trend of fast payouts with a bold 24-hour payout guarantee. What’s more, if they fail to meet this deadline, they’ll compensate you with an extra $1,000. With a 4.6/5 rating on Trustpilot and over $23 million distributed in a single month – including a massive $346,000 single payout – FundedNext has solidified its reputation among traders.
Payout Processing Time
FundedNext ensures payout requests are handled within 24 hours, a promise they reinforce through their "Brand Promise":
"If FundedNext delays your payout beyond 24 hours… you automatically earn an extra $1,000."
This guarantee applies across both their Legacy and Rapid Challenge accounts, giving traders peace of mind.
Payout Frequency
The payout schedule varies depending on the account type:
- Rapid Challenge accounts: Traders can withdraw every 3 days without needing to meet specific benchmark day requirements.
- Legacy Challenge accounts: Withdrawals are allowed every 5 days, but you must first complete 5 "Benchmark Days" (days with profits between $100–$200, depending on your account size) before your first withdrawal.
Rapid accounts come with initial withdrawal caps – $800 for 25K accounts, $1,500 for 50K accounts, and $2,500 for 100K accounts. These limits are lifted after completing 5 successful payouts. Legacy accounts, on the other hand, allow traders to withdraw up to 50% of profits initially, increasing to 100% after completing 30 Benchmark Days. The minimum withdrawal amount is typically $250, but 100K Rapid accounts require at least $500.
Profit Split
FundedNext also stands out with its 80% profit split, applicable to most accounts purchased or reset after November 21, 2025. For futures accounts, they advertise a potential 100% profit split, but new traders start with the standard 80%. Both Legacy and Rapid accounts follow this structure, and traders can scale their capital to as much as $4 million by maintaining consistent performance.
Minimum Trading Days
The trading day requirements differ between account types:
- Rapid Challenge accounts: No benchmark days are required.
- Legacy Challenge accounts: Traders need 5 Benchmark Days to qualify for withdrawals.
Both account types are subject to a 40% consistency rule, which ensures no single trading day contributes more than 40% of total profits. This rule applies to Rapid funded accounts and Legacy evaluation accounts.
4. Lucid Trading
Lucid Trading stands out with its lightning-fast 15-minute payouts, the quickest in the futures prop firm industry. Since its launch in 2023, the firm has paid over $20 million to more than 24,000 traders and boasts an impressive 4.8/5 Trustpilot rating from over 1,123 reviews. With a one-time evaluation fee and no recurring monthly charges, Lucid Trading has quickly gained traction, particularly for its efficient payout system.
Payout Processing Time
Lucid Trading’s payout process is designed for speed, with most withdrawals completed in just 15 minutes. As Professional Trader Jeremih J. puts it:
"Lucid Trading processes withdrawals in approximately 15 minutes – not days, not hours, minutes."
This near-instant access to funds has become a hallmark feature, ensuring traders don’t have to wait long to receive their earnings.
Payout Frequency
Lucid Trading doesn’t limit traders to specific payout windows. You can request a withdrawal any day, provided you meet the eligibility criteria. For LucidFlex accounts, this involves achieving 5 profitable trading days within a cycle and meeting minimum daily profit thresholds: $100 for $25,000 accounts, $150 for $50,000 accounts, $200 for $100,000 accounts, and $250 for $150,000 accounts. After progressing to the LucidLive tier – usually attained after 4 to 6 payouts – traders gain access to daily withdrawals using real brokerage capital.
Profit Split
Lucid Trading offers a generous 90% profit split across all its account types, including LucidFlex, LucidDirect, and the now-retired LucidPro. Traders who previously purchased or reset a LucidPro account before November 28, 2025, remain part of a legacy program that allows them to keep 100% of the first $10,000 they withdraw. The LucidFlex model also removes several common restrictions, such as daily loss limits, post-funding consistency rules, and payout buffers, making it an attractive option for traders.
Minimum Trading Days
Lucid Trading’s streamlined requirements ensure traders can access their profits without unnecessary delays. The number of trading days needed for payout eligibility varies by account type: LucidFlex requires 5 profitable days, LucidDirect mandates 8 trading days for the first payout, and the premium LucidBlack tier – introduced in January 2026 to replace LucidPro – requires just 3 days in the funded stage. After each approved withdrawal, these trading day requirements reset.
5. Tradeify
Tradeify has earned a reputation as one of the quickest futures prop firms for processing payouts. Most withdrawals are completed within 24 hours, and many traders report receiving funds in less than an hour. For example, in October 2025, a trader successfully withdrew $15,000 from a Lightning Funding account in just 10 minutes. With over $70 million in verified payouts and a 4.7/5 Trustpilot rating, Tradeify has demonstrated its dedication to efficient and reliable withdrawals.
Here’s a breakdown of Tradeify’s payout process, frequency, profit splits, and trading day requirements.
Payout Processing Time
Once approved, withdrawal requests are typically processed within 24 hours. However, requests made outside of business hours (Monday–Friday, 8:00 AM–5:00 PM EST) may take up to 72 hours to complete. As Paul from PropTradingVibes puts it:
"Tradeify has a rep for pushing payouts in hours – sometimes on Saturdays. No crypto-only circus either."
Payout Frequency
Tradeify offers flexible withdrawal options based on the account type:
- Lightning accounts: Withdraw anytime once profit goals are met.
- Daily/Elite Live accounts: Allow daily withdrawals.
- Select Flex accounts: Withdrawals every five trading days.
- Growth accounts: Require five profitable trading days before submitting a payout request.
Profit Split
All funded accounts at Tradeify follow a 90/10 profit split, meaning traders keep 90% of their earnings. For some simulated accounts, traders can keep 100% of their first $15,000 in profits before the standard 90/10 split kicks in. The minimum payout for all accounts is $1,000.
Minimum Trading Days
- Lightning accounts: No minimum trading days, enabling immediate access to payouts.
- Select evaluations: Require a minimum of three trading days to pass the evaluation phase.
- Growth accounts: Traders need five profitable trading days per payout cycle, with daily profit minimums ranging between $150 and $250 depending on the account size. After each payout, trading day requirements reset.
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6. FundingTicks
FundingTicks officially shut down on January 18, 2026. The company ventured into the futures proprietary trading market in March 2025 but closed its doors within a year due to operational challenges. Prior to its closure, FundingTicks operated as a sister company to FundingPips, a forex prop firm that had distributed over $120 million in payouts.
For traders seeking dependable payouts in 2026, established firms like Apex Trader Funding, Tradeify, and FundedNext are solid options. The abrupt shutdown of FundingTicks serves as a reminder of the importance of thorough research – focusing on firms with a history of reliability and transparency is far safer than opting for newer companies offering enticing but risky terms.
Historical Payout Details (Pre-Closure)
Before shutting down, FundingTicks provided traders with the following payout structure:
- Profit split: 90%
- Payout frequency: Every 7 trading days
- Minimum trading days: 7 active trading days per payout cycle
- Consistency rule: 25%
- Hold time requirement: At least 50% of trades needed a minimum hold time of 10 seconds
These conditions highlight the potential pitfalls of relying on firms with limited operational history. Choosing well-established firms with consistent performance records is a safer bet for traders aiming to avoid unnecessary risks.
7. Topstep
Topstep strikes a balance with its payout process, offering reasonable processing times that cater to traders who don’t need instant payouts but still want efficiency. Topstep processes payout requests within 1–3 business days, and funds typically arrive within 10 business days, depending on the payment method. This approach places Topstep between firms with near-instant payouts and those with longer delays.
Payout Processing Time
Topstep ensures a straightforward payout process:
- Approval Time: Payout requests are approved in 1–3 business days.
- Funds Arrival:
- 1–3 business days via Wise or ACH.
- 3–5 business days for Wire/SWIFT transfers.
- 5–10 business days for international transfers.
A $30 processing fee is charged for ACH and Wire transfers.
Payout Frequency
Flexibility is another highlight of Topstep’s payout structure:
- Express Funded Account: Weekly payouts are available after achieving five non-consecutive winning days, with each day netting at least $150 in profit, between payout requests.
- Live Funded Account: Traders can request payouts daily (up to 100% of their account balance) after completing 30 non-consecutive winning days.
Profit Split
Topstep offers a competitive profit split:
- Traders joining on or after January 12, 2026, receive a 90/10 profit split.
- Those who joined earlier retain 100% of their first $10,000 in profits before switching to the 90/10 split.
The minimum payout request amount is $125.
Minimum Trading Days
For Express Funded Accounts, payout eligibility comes with a few conditions:
- Each request requires five non-consecutive winning days, with a minimum net profit of $150.
- Subsequent requests need traders to maintain profitability of at least $0.01 since their last payout.
- Payout requests must be submitted during CME market hours (Sunday 5:00 PM CT to Friday 5:00 PM CT).
8. Purdia Capital
Purdia Capital stands out in the futures prop trading world for its fast payout processing, flexible withdrawal options, and simple profit-sharing structure. They review and approve payout requests within 24 hours, with funds typically arriving via ACH or international wire transfer in 1–3 business days.
Payout Processing Time
Purdia Capital ensures a quick and efficient payout process. Once a trader submits a request, the review and approval are completed within one business day. Depending on the payment method, funds are received within 1–3 business days. Trader Daniel Masterson shared his experience:
"The payout process is incredibly smooth – I received my first payout within a day of requesting it!"
Payout Frequency
Traders with Live Funded Accounts can request payouts daily. However, withdrawing 100% of profits ends eligibility for future live funding. To maintain account access, traders are advised to leave a buffer, often around 40% of their profits, in the account.
Profit Split
Purdia Capital offers a consistent 90/10 profit split for all account types, with traders keeping 90% of their earnings. Unlike firms that adjust profit splits based on performance or account size, Purdia applies this split from the first payout onward. There are no consistency rules or maximum withdrawal limits after the initial payout conditions are met, giving traders greater flexibility and control over their funds.
Minimum Trading Days
To qualify for payouts, traders must complete 5 evaluation days and 10 trading days in the Simulated Funded Account phase, where they must meet the profit target (e.g., $3,000 for a 100k account). These 10 trading days also count toward the Live Funded Account phase. Once transitioned, traders can start withdrawing profits on Day 1, with no additional trading day requirements for future withdrawals.
Comparison of Payout Speeds and Terms
When it comes to trading, payout speed can make or break your experience. Some firms process withdrawals almost instantly, while others take their time – sometimes several days. Here’s a quick look at the payout features of leading firms, so you can compare them side by side:
| Prop Firm | Payout Processing Time | Payout Frequency | Profit Split | Minimum Trading Days (Funded) |
|---|---|---|---|---|
| Lucid Trading | ~15 Minutes | Every 5 Days | 90/10 | 5 Days |
| Take Profit Trader | Same Day | Daily | 80–90% | 1 Day |
| Tradeify | Minutes to 24 Hours | Daily or Flex | 90–100% | 3–7 Days |
| FundedNext Futures | 3–5 Days | Every 3–5 Days | 80/20 | 1–3 Days |
| Topstep | Weekly | Weekly | 90/10 | 5 Winning Days |
| Purdia Capital | 1–3 Business Days | Daily (After 1st) | 90/10 | 10 Days (1st Payout) |
| Apex Trader Funding | 10–13 Business Days | Every 8 Days | 90–100%* | 8 Days |
*Note: Apex Trader Funding provides 100% of the first $25,000 per account.
The table shows just how varied payout terms can be. For instance, Lucid Trading stands out with its lightning-fast processing time of just 15 minutes. Similarly, Take Profit Trader and Tradeify ensure traders can access their profits on the same day, with Tradeify even offering a 100% profit split in some cases.
On the flip side, Apex Trader Funding takes longer, with payouts processed within 10–13 business days. However, Apex makes up for it by allowing traders to manage up to 20 accounts and offering payouts of up to $70,000 every 8 days. Since 2022, Apex has paid out more than $660 million, averaging $13 million monthly in 2024–2025.
For those looking for a middle ground, FundedNext Futures processes payouts in 3–5 days, while Purdia Capital requires 10 trading days before the first withdrawal, but subsequent payouts are completed within 1–3 business days.
Most firms stick to a 90/10 profit split, but FundedNext offers an 80/20 split, and Tradeify occasionally provides a full 100% split, giving traders more flexibility in their earnings.
Conclusion
Lucid Trading stands out for its speed, processing withdrawals in about 15 minutes – a claim confirmed by trader Jeremih J. during a live test in January 2026. If you’re looking for even faster access, Tradeify delivers same-day payouts, with some users reporting funds in their accounts within just 10 minutes. Take Profit Trader also offers daily withdrawals starting from day one, with no activation fees required. For those who don’t mind waiting a bit longer, FundedNext Futures provides payouts within 3–5 days.
For traders managing large volumes, Apex Trader Funding is a solid choice. While not instant, it supports up to 20 accounts and allows withdrawals of up to $70,000 every 8 days.
These payout options cater to a variety of trading styles and preferences. Whether you prioritize speed with Lucid Trading or Tradeify, daily convenience with Take Profit Trader, or scalability with Apex Trader Funding, there’s a firm to match your needs. Check the comparison table above and visit DamnPropFirms for verified reviews, discounts, and helpful tools like the Consistency Rule Calculator to make an informed choice.
FAQs
What are the benefits of choosing a prop firm with fast payout processing?
Choosing a prop firm that offers fast payout processing can make a big difference for traders. Quick access to your earnings means you can reinvest in trades sooner or take care of personal financial obligations without unnecessary delays. For traders who depend on their trading income for everyday expenses or bills, this can be a game-changer.
Fast payouts also signal that a firm is efficient and dependable, which helps build trust in their services. When a firm has a smooth payout system, it reduces the chances of delays or administrative headaches, letting you focus on what really matters – your trading strategies and goals. In the end, fast payouts don’t just provide convenience; they also give you the financial flexibility and liquidity you need to enhance your trading experience.
What are the profit split policies of the top futures prop firms?
Profit-sharing policies differ across top futures prop firms, with many offering traders a substantial portion of their earnings. For instance, firms like Apex Trader Funding and FundedNext provide profit splits of up to 80%, ensuring traders retain the bulk of their profits. Meanwhile, firms such as Lucid Trading often start their splits at 50% or higher, depending on the account type and specific conditions.
Some firms, like Take Profit Trader, stand out by allowing withdrawals as early as the first day, while others may offer higher percentages for traders who meet particular performance criteria. In general, profit splits typically fall between 70% and 90%, with the most trader-focused firms emphasizing clear and flexible payout structures. It’s essential to closely review each firm’s policies to fully understand the terms that apply.
What should I look for when choosing a futures prop firm?
When selecting a futures prop firm, it’s essential to focus on factors that match your trading goals and preferences. One of the first things to consider is payout speed. Some firms process payouts quickly, and a few even offer instant withdrawals – perfect if you need fast access to your earnings.
Another critical point is the profit split and payout limits. Firms differ in how they share profits and whether they impose caps on withdrawals. Understanding these terms can help you maximize your earnings.
Next, take a close look at the firm’s trading rules. These might include drawdown limits, required minimum trading days, and the evaluation process. Make sure these align with your trading style and risk tolerance. Firms that provide instant funding can also be a big advantage, as they let you trade with real capital right away.
Lastly, don’t forget to research the firm’s reputation. A history of reliable payouts and positive feedback from traders can make all the difference in ensuring a smooth and trustworthy experience.
