Why FundedNext Futures Is Outperforming Topstep in 2025
Topstep built the lane for futures funding. FundedNext Legacy is now setting the pace. This page targets Topstep search intent and shows why many traders are choosing FundedNext. For deeper context, read our full reviews of Topstep and FundedNext Futures.
Topstep Trading Combine Key Facts
| Account | Monthly Fee | Activation | Max Loss | Profit Target | Payout Cap |
|---|---|---|---|---|---|
| $50,000 | $49 | $149 | $2,000 | $3,000 | $5,000 per payout |
| $100,000 | $99 | $149 | $3,000 | $6,000 | $5,000 per payout |
Pass possible in 2 days with 50% evaluation consistency. No consistency rule in funded accounts. Limit of 5 funded accounts.
FundedNext Legacy Challenge Key Facts
| Account | One Time | Max Loss | Profit Target | Payout Cap | Accounts |
|---|---|---|---|---|---|
| $50,000 |
$159 list $144 with code DGT |
$2,500 | $2,500 | No cap | 6 |
Evaluation passable in about 3 days with 40% consistency in evaluation only. No consistency rule in funded accounts. Payouts within 24 hours or a $1,000 bonus if late.
Topstep vs FundedNext Futures Comparison
| Feature | Topstep | FundedNext Legacy |
|---|---|---|
| Evaluation price for $50k | $49 per month plus $149 activation | $159 one time or about $144 with DGT |
| Profit target for $50k | $3,000 | $2,500 |
| Max loss for $50k | $2,000 | $2,500 |
| Target to loss ratio | 1.5 to 1 against trader | 1 to 1 balanced |
| Consistency rule when funded | No | No |
| Evaluation consistency rule | 50 percent to enable fast pass in 2 days | 40 percent in evaluation only. Pass in about 3 days |
| Payout cap | $5,000 per payout after five benchmark days | No cap after five benchmark days |
| Payout timing | Often several business days | Within 24 hours or $1,000 bonus |
| Accounts allowed | 5 | 6 |
| Withdrawable portion when first eligible | Up to 50 percent of account | Up to 50 percent of account |
Review firm specific details inside our Topstep review and FundedNext review.
Why Topstep is losing traction
- Payout cap reduces upside on funded withdrawals
- Activation fees and monthly billing raise total cost
- Payout processing often takes multiple business days
- Limit of five accounts reduces scale for copy strategies
Where FundedNext picks up the slack
- No payout cap after benchmark days
- 1 to 1 target to loss on $50k Legacy
- 24 hour payouts or $1,000 bonus if late
- Six $50,000 accounts for better scale
Key takeaway for Topstep shoppers
If you are considering Topstep for name recognition, model the full path to payouts including activation, payout cap impact, and processing time. When you compare those items to FundedNext Legacy, the value usually tilts toward FundedNext. The only clear Topstep advantage is a potential two day pass, but it comes with tighter consistency math and a capped payout structure that limits upside.
Topstep Frequently Asked Questions
Topstep is a long standing futures prop firm with clear rules and a well known Trading Combine. The current trade off is a payout cap and activation fees that raise the total cost to funding. Compare pros and cons in our Topstep review and see alternatives in the FundedNext review.
The $50,000 plan is $49 per month with a $149 activation fee. The $100,000 plan is $99 per month with a $149 activation fee. The $50,000 target is $3,000 with a $2,000 max loss. The $100,000 target is $6,000 with a $3,000 max loss. See current snapshots in our Topstep review.
Yes. Topstep caps each payout at $5,000 after you complete five benchmark days. This is a common reason traders compare Topstep with FundedNext Legacy which has no payout cap. See a breakdown of payout limits in the Topstep review and the no cap policy in the FundedNext review.
Topstep payouts often take multiple business days to clear. FundedNext advertises payouts within 24 hours or a $1,000 bonus if late. For speed focused traders this difference can be decisive. Timeline details are in our Topstep review and the FundedNext review.
No. There is no funded account consistency rule listed here. Topstep applies a 50 percent consistency requirement in evaluation which enables a two day pass. FundedNext Legacy applies 40 percent consistency in evaluation only and none when funded. Compare side by side in the table above and in each firm review.
Topstep requires five benchmark days at $150 each before you can take a payout and then caps each payout at $5,000. FundedNext requires five $200 benchmark days but does not cap the payout size after benchmarks. Detailed withdrawal rules are in the Topstep review and the FundedNext review.
Topstep limits traders to five funded accounts. FundedNext allows six $50,000 accounts which gives more room to scale. For scaling strategies see our FundedNext review and cross check against Topstep limits in the Topstep review.
The $50k has a $3,000 profit target with a $2,000 max loss. The $100k has a $6,000 target with a $3,000 max loss. Many traders prefer the $50k because the target to loss ratio is slightly less demanding in real terms. If you want a balanced 1 to 1 ratio the FundedNext $50k Legacy account has a $2,500 target and a $2,500 max loss. Compare examples in both reviews linked above.
Topstep has a monthly fee plus activation which can exceed a one time challenge cost if you need several weeks. FundedNext Legacy is a one time fee near $144 with DGT on the $50k plan and has a 1 to 1 target to loss which many find faster to clear. Use our pricing table and the full comparison to model your pass path.
The short version is five $150 benchmark days then a $5,000 cap per payout with processing that can take multiple business days. FundedNext uses five $200 benchmark days then pays within 24 hours or adds a $1,000 bonus if late and has no payout cap. Read the payout sections inside the Topstep review and the FundedNext review.
Helpful resources
Disclosures: Educational content only. Not financial advice. Futures trading involves substantial risk of loss. Affiliate links may result in compensation at no extra cost to you.
CFTC Rule 4.41: Hypothetical performance results have limitations and do not represent actual trading. No representation is being made that any account will achieve similar results.
