FTMO Futures Review 2026: Rules, Pricing & Payouts for Futures Traders

FTMO is the biggest name in prop trading — 4.5M+ customers and $650M+ paid out since 2015 — and until August 2026 none of that was available to US futures traders. FTMO Futures changes that. It’s a separate product from the CFD Challenge: monthly subscription instead of a one-time fee, CME micros and minis instead of forex pairs, Tradovate/NinjaTrader/TradingView instead of MetaTrader, and US residents are in. It’s also in beta, which means the rulebook is clean but the futures payout track record is zero. I’ve gone through every line of the official Trading Objectives so you know exactly what you’re buying before the first $119 leaves your card.

What Is FTMO Futures? The Biggest Prop Firm in the World Just Went CME

FTMO is the biggest prop firm on the planet. Prague-based, running since 2015, 4.5M+ customers, $650M+ paid out, 4.8 stars on Trustpilot from 50,000+ reviews. For ten years, “FTMO prop firm” meant exactly one thing: a forex CFD challenge on MetaTrader that US traders couldn’t touch.

FTMO Futures flips all of that. Launched August 2026, it’s a CME futures evaluation on Tradovate, NinjaTrader and TradingView, sold as a monthly subscription with zero activation fee, and open to US residents. Same company. Same payout machine. Completely different rulebook.

The path is three accounts:

1. Evaluation — hit a 6% profit target on simulated capital. No time limit, no minimum days.
2. Sim-Funded — pass and you’re trading the same sim environment for real payouts at a 90/10 split. No profit target, no consistency rule.
3. Live Funded — invitation only, FTMO’s own capital, daily payouts with no cap.

You get up to 3 Sim-Funded accounts at once — $450,000 in simulated capital across Growth and Pro plans at $50K, $100K and $150K.

Is FTMO only forex? Not anymore — but the two products don’t overlap

Search “FTMO rules” and you’ll land on the CFD rulebook nine times out of ten. It doesn’t apply here. FTMO now runs two separate product lines with separate rules, pricing, platforms and eligibility:

Everything below this line is the right-hand column only.

FTMO Futures is in beta — here’s what that actually means for you

FTMO says “beta” on every futures page, and they’ve written it into the contract in a way I haven’t seen from any other futures firm: the Trading Objectives and price you buy are locked for the life of your Evaluation and your Sim-Funded account. Rule changes only ever apply to new purchases. On a product this young, that kills the number-one risk of joining early — the rules moving underneath you.

What beta doesn’t fix: FTMO Futures has zero payout track record. The $650M is CFD money. The futures side is weeks old. I’ll update this page with payout proof as it comes in, but today you’re buying a ten-year reputation attached to a brand-new product. That’s still a better bet than most futures firm launches. It’s not the same as a proven one.

Start your FTMO Futures Evaluation → Code DGT auto-applies the maximum discount available.

Is FTMO Futures Available in the USA? Yes — 45 States, With 3 Payout Rules

FTMO Futures accepts US residents. Eligibility is based on where you live, not your passport, and it covers all 50 states plus American Samoa, Guam, the Northern Mariana Islands, Puerto Rico, the US Minor Outlying Islands and the US Virgin Islands.

Every other site still answers “does FTMO accept US clients” with a no. They’re answering for the CFD Challenge, which is still closed to US residents. FTMO Futures is the product FTMO built to get US traders in the door — sim-funded CME futures, US platforms, W-9s — and it’s the reason “FTMO USA” is finally a yes.

Which US states can’t use FTMO Futures?

Five states are excluded: Arkansas, Delaware, Louisiana, Montana and South Carolina. Live in one of those and FTMO won’t onboard you, regardless of nationality. FTMO calls it an internal business decision that can change, so if your state is on the list, re-check the official “Who can join FTMO Futures?” page before writing it off. Every other state is in.

What US traders need before their first payout

FTMO pays US traders the way a US company would, and three things will block your money if they’re not ready:

1. A valid US Tax ID (your SSN). No TIN, no payout.
2. IRS Form W-9, submitted before your first payout.
3. Proof you own a US bank account at a fully licensed bank. Fintech and digital-only accounts are rejected — FTMO names Wise and Chime specifically. If a neobank is your only US account, open a traditional one before you pass. Don’t find this out with a payout pending.

None of that is unusual for a firm paying US persons correctly. What’s unusual is a Prague-based firm doing it at all — and FTMO runs a separate FTMO US affiliate programme, which tells you the US build-out is structural, not a switch they’ll flip back.

Is FTMO back in the US?

For futures, yes. For CFDs, no. The FTMO Challenge still doesn’t serve US residents and the futures launch doesn’t change that. If you’ve been waiting for “FTMO in the US,” this is it — just not in the MetaTrader form the forex crowd expected.

Not in the US? FTMO Futures country availability

FTMO Futures is open globally to natural persons, with a residency-based restricted list that’s longer than most futures firms’. Notable exclusions: Australia, China, Indonesia, Vietnam, Russia, Ukraine, Belarus, Kazakhstan, Kenya, Ghana, Sri Lanka, Jamaica, Jordan, Iraq, Libya, Tunisia, Venezuela and Cuba, plus around 60 smaller states and territories. Nationals or residents of Iran, Syria, Myanmar and North Korea are excluded outright. FTMO also notes that not every eligible country qualifies for a Live Funded Account — that shortlist only surfaces at invitation.

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FTMO Futures Pricing: Growth vs Pro — What the $20 Gap Actually Buys

Targets: ftmo futures pricing · ftmo prices (140) · ftmo challenge price (110) · ftmo 50k account price (50) · ftmo futures prop subscription cost · ftmo futures prop activation fee · ftmo futures reset fee

Six Evaluation accounts, all monthly subscriptions, all $0 activation fee: Growth at $119 / $169 / $229 and Pro at $139 / $199 / $269 for $50K / $100K / $150K. The full price-target-drawdown grid is in the table above. The price gap between plans is $20–$40 a month. The rule gap is the whole decision:

How the FTMO Futures subscription works (and when it stops)

You’re billed monthly on your signup date, it’s never refunded, and it ends when you pass. Sim-Funded and Live Funded aren’t subscription products, so the moment you clear the Evaluation the billing cancels itself. Pass Growth $50K in month one and your total cost to a funded account is $119. No activation fee, no data fee, no “refund on first payout” to chase.

The trap nobody reads: a breach doesn’t stop the billing. Blow the drawdown on day 10 and the subscription keeps running — you get a fresh account on your next billing date, not before. Three months to pass on Growth $50K is $357, which puts FTMO in the same bracket as the one-time-fee firms on our cheapest prop firms list. One month and it beats almost all of them. FTMO Futures pays traders who pass fast and taxes traders who sit in a dead account waiting for the calendar.

FTMO Futures reset fee: $109–$259

A reset restarts your account at full starting capital immediately, without waiting for the billing date — and it doesn’t move your billing date. You’ll still be charged on schedule. Do the math: billing date four days out, wait and get a free account; twenty-six days out, the reset pays for itself.

Growth or Pro: which FTMO Futures account should you pick?

Pick Growth if you want the account to survive a bad day. No daily loss limit in the Evaluation. In Sim-Funded, hit the soft limit and the platform flattens you until the next session — but the account lives. The cost is a tighter drawdown, a tighter 40% consistency rule to pass, and half your profit per payout with lower caps.

Pick Pro if you already run a hard daily stop on your own money. Bigger drawdown, looser 50% consistency, 100% withdrawable, caps roughly double Growth’s. The price is a hard daily loss limit in every phase — $1,000 on the $50K — and one breach terminates a funded account with profit sitting in it. Two ES contracts 25 points against you is your day and your account.

If you’re not sure which one you are, you’re a Growth trader.

Pick your FTMO Futures account → Code DGT auto-applies the max discount when one’s running.

FTMO Futures Rules Explained: Every Rule in the Evaluation and Sim-Funded Account

FTMO’s futures rulebook is one of the cleanest I’ve read — every rule is defined with a worked example on the official Trading Objectives page. Here’s the whole thing translated into trader. One definition first, because every rule below depends on it: a trading day runs 6:00 p.m. ET to 4:10 p.m. ET the next day.

Profit target: 6% with no time limit and no minimum trading days

The target is $3,000 on $50K, $6,000 on $100K, $9,000 on $150K — 6% flat — and there’s no time limit and no minimum number of trading days. You pass when your closed balance clears starting capital by the target with everything flat, assessed at the end of the trading day. Your only clock is the subscription: no 30-day deadline, but every month you’re still in the Evaluation is another fee.

Does FTMO Futures have a trailing drawdown? Yes — end-of-day trailing, and it locks

FTMO Futures uses an end-of-day trailing drawdown that follows your highest daily closing balance and locks permanently at starting capital once you’re up by the drawdown amount. This is the good kind. It never moves intraday, so an open winner that reverses doesn’t ratchet the floor up against you. Once it locks, it’s a static line for the life of the account.

Growth $50K, $2,000 drawdown, straight from the official example:

• Day 1 floor: $50,000 − $2,000 = $48,000
• Close day 1 at $51,000 → floor $49,000
• Close day 2 at $50,500 (down day) → floor stays $49,000 — it keys off your highest close, never a lower one
• Close day 3 at $52,500 → calculated floor would be $50,500, above starting capital, so it locks at $50,000 for good

The floor is tested against equity — balance plus open P&L minus commissions — on every tick. Touch it and the Evaluation fails; on Sim-Funded, the account is terminated. Growth locks after a day closing $2,000 / $3,500 / $5,000 above start; Pro at $3,000 / $4,500 / $6,000. On Pro $50K the lock point equals the profit target, so you pass and lock on the same day.

Daily loss limit: none on Growth, soft on Growth Sim-Funded, hard on Pro everywhere

Growth has no daily loss limit in the Evaluation and a soft one on Sim-Funded ($1,000 / $2,000 / $3,000) — hit it and you’re flattened and locked out until the next session, account intact. Pro has a hard limit in both phases ($1,000 / $1,500 / $2,000) and one breach terminates the account. It’s calculated from your balance at the start of each trading day, so unlike the drawdown it moves down after a losing day. On Pro the official wording is “immediately and permanently terminated,” and that applies to a funded account with profit in it.

FTMO Futures consistency rule: 40% on Growth, 50% on Pro — Evaluation only

Your best single day can’t exceed 40% (Growth) or 50% (Pro) of your total closed profit during the Evaluation. There is no consistency rule on the Sim-Funded account. Two things make this friendlier than most:

1. Breaching it doesn’t fail you. A $2,000 day on a $3,000 target puts you at 66.7% — you’re not out, you keep trading until the big day is diluted. On Growth that means at least $5,000 total if $2,000 stays your best.
2. It’s gone the day you’re funded. On the payout side, FTMO Futures belongs on our best prop firms with no consistency rule list.

Can you pass FTMO Futures in one day? No — the math forbids it on both plans. At 40%, two days can’t work either: the smaller day would need to be 60%+ and become the best day. Growth needs a minimum of three profitable days ($1,200 / $1,000 / $800 does it). Pro can theoretically pass in two equal days ($1,500 / $1,500). Run your own split on the consistency rule calculator before you size up on day one.

Max contracts and the FTMO Futures scaling plan

Evaluation: 5 / 10 / 15 contracts. Sim-Funded: start at 2 / 4 / 6, scale to 5 / 10 / 15 as closed profit grows. Ten micros count as one mini, so a $50K Evaluation is 5 minis, 50 micros, or any mix. Sim-Funded scaling is milestone-based on EOD profit above starting capital — on $50K you unlock 3 contracts at +$1,000 and the full 5 at +$2,000 — and it scales back down if a losing day drops you under a threshold. Your size can shrink the morning after a bad session and the platform won’t warn you.

Can you hold trades overnight on FTMO Futures? No — flat by 4:10 p.m. ET, every day

No position may be held through the market close on any plan, in any phase. Every position closed and every resting order — stops, limits, brackets — cancelled before 4:10 p.m. ET or the relevant market close, whichever comes first. Anything still open is auto-liquidated, and FTMO tells you in the same sentence not to rely on that. No swing account, no weekend exception, no overnight session hold.

This will end more FTMO Futures accounts than the drawdown will, and it’s the biggest gap against Topstep and Apex, which both let you carry. If your edge lives in the overnight session or you swing ES for days, FTMO Futures can’t hold your strategy at any size. Regular-session day traders will never notice it.

Is news trading allowed on FTMO Futures? Yes, no restrictions

News trading is allowed in every phase with no blackout windows. That’s a clean break from FTMO’s CFD funded accounts, which lock trading around high-impact releases. On futures you can hit CPI, NFP and FOMC at full size if that’s your game — and on Growth Evaluation, there’s no daily loss limit standing between you and the candle. Size accordingly.

EAs, algos, scalping and copy trading on FTMO Futures

Discretionary, algorithmic and EA trading are all allowed. HFT and latency arbitrage are not. Copy trading across registrations is banned. A stop loss is not required. The one standing requirement is that your style is replicable on a live account — if it only works because of sim fills, it fails FTMO’s “trading according to a real market” rule.

Two automation caveats: run a third-party EA and FTMO can deny your Sim-Funded account because other traders are running the same strategy — they require a unique edge. And the platforms enforce an API order-rate limit, so a bot spamming bracket updates gets throttled.

How many FTMO Futures accounts can you have? (Max capital allocation)

Unlimited Evaluations, each on its own subscription. Maximum 3 Sim-Funded accounts at once across Growth and Pro. No cap on combined capital — 3 × $150K = $450,000 is the ceiling. One registration per human; stacking accounts through multiple registrations terminates all of them. If you’re registered with FTMO as a business or self-employed entity on the CFD side, contact support before starting a futures Evaluation. Account merging isn’t offered.

Forbidden trading practices

The futures Forbidden Trading Practices list covers the usual exploits: trading within 2% of a CME price limit, abusing platform or data errors, latency arbitrage, HFT, coordinated group trading, and anything that isn’t “trading according to a real market.” Penalties run from removing the offending trades to termination. Nothing on it should worry a discretionary or systematic trader running a real strategy.

Know the rules? Start your FTMO Futures Evaluation → Code DGT auto-applies the max discount.

FTMO Futures Payout Rules: How and When You Actually Get Paid

FTMO Futures pays from the Sim-Funded account on a 90/10 split from the very first payout — no 80% starter tier, no scaling up to 90 later. Everything else about payouts is plan-dependent, and the rules stack, so here’s the full sequence for one payout request:

Qualifying days: the rule that sets your payout speed

To request a payout you need 4 (Growth) or 5 (Pro) qualifying days in the cycle, and a day only qualifies if it closes at or above the plan’s dollar threshold. A $120 day on Growth $50K doesn’t count — it’s not a loss, it’s just not a qualifying day. Three qualifying days plus a $120 day means you keep trading until you’ve got four. Qualifying days are assessed at end of day on closed P&L, so scratching out a loser before the close to protect a green day is a real tactic here.

The thresholds scale with size, and on Pro $150K a qualifying day is $500+ — five of them before you can touch a dollar.

The 50% new-profit rule

At least half of any payout request must be profit earned in the current cycle, not carried over from a previous one. Official example: $2,000 left in the account from last cycle, $400 new this cycle — the most you can request is $800, not $2,400. The leftover isn’t lost, it just needs new profit to unlock it, half and half. Practically, this means Growth traders who leave 50% behind every cycle are building a balance they can only drain at the pace they keep earning.

Withdrawable amount and per-request caps

Growth lets you withdraw up to 50% of your profit above starting capital per request; Pro lets you withdraw 100%. Then the per-request cap applies on top. Growth $50K caps at $2,500, Pro $50K at $5,000, rising to $4,000 and $8,000 on the $150K accounts. Anything over the cap stays in the account for the next cycle. There’s no cap on the number of payouts and no lifetime cap — just the per-request ceiling.

Two worked first payouts, both with $2,000 profit on a $50K:

• Growth: 4 qualifying days at $150+ → 50% withdrawable = $1,000 → under the $2,500 cap → × 0.9 = $900 in your account, $1,000 stays.
• Pro: 5 qualifying days at $200+ → 100% withdrawable = $2,000 → under the $5,000 cap → × 0.9 = $1,800 in your account, nothing stays.

Confirming a request closes every open position and pending order first, then the client-area calculator shows the exact figure.

The Pro full-withdrawal trap

On Pro, withdrawing 100% of your profit can put your balance right on top of your drawdown floor. Here’s why: once you’ve closed a day $3,000 up on Pro $50K, the trailing drawdown locks at $50,000. Take the whole $3,000 out and you’re sitting at $50,000 — the floor itself. One losing tick the next morning and the account is gone. FTMO warns about exactly this on the official withdrawal FAQ. The fix is boring: leave a cushion above the locked floor, treat the “100%” as a ceiling rather than a target. Growth traders can’t make this mistake because the 50% rule leaves the cushion for you.

Does FTMO Futures have daily payouts? Not on Sim-Funded

No. Sim-Funded payouts run on the 4/5-day qualifying cycle. Daily payouts with no cap only exist on the Live Funded account, which is invitation-only. If daily access to your money is the priority, Take Profit Trader and Tradeify pay daily with no consistency rule from day one of funded — see the full daily payout prop firms list. FTMO Futures is the slower, larger-cap path.

The FTMO Futures buffer rule and Live Funded payouts

Live Funded is FTMO’s own capital, offered by invitation only after they validate your Sim-Funded trading, and it comes with a one-time buffer you clear before your first payout. Once the buffer is cleared it’s gone for good, and the account switches to daily payouts with no cap on everything above the buffer, still at 90/10. The only trading objective left is the max drawdown — no daily loss limit, no qualifying days, no consistency. A market data fee applies on Live Funded; FTMO covers one exchange, you pay for any others.

FTMO hasn’t published the buffer amounts or the invitation criteria, and not every eligible country qualifies for Live Funded. Treat it as the prize, not the plan.

What FTMO Futures payouts look like from the US

US traders need a valid SSN, a W-9 on file, and a fully licensed US bank account before the first payout processes — Wise, Chime and other fintechs are refused. Get that sorted while you’re still in the Evaluation; the first payout request is the wrong time to open a bank account.

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FTMO Futures Platforms and Instruments: Tradovate, NinjaTrader, TradingView — No MetaTrader, No DOM

FTMO Futures runs on three platforms — Tradovate, NinjaTrader and TradingView — and all three are unlocked automatically on every account with the same login. No platform selection at checkout, no fee to switch, no “modify platform” ticket. Buy the Evaluation, log into whichever one you want that day.

If you came from the CFD side: MetaTrader, cTrader and DXtrade do not exist on FTMO Futures. MT5 FTMO is a forex question. On futures you’re on the same stack as Topstep, Apex and every other US-market firm, which also means your NinjaTrader indicators, Tradovate layouts and TradingView scripts carry straight over.

Can you use FTMO on TradingView? Yes — natively

TradingView is a first-class platform on FTMO Futures, not a charting add-on. You connect your FTMO Futures credentials inside TradingView’s trading panel and execute from the chart. The official login FAQ walks through it. That’s the answer to “can I connect my FTMO account to TradingView” — for futures, yes, out of the box; for the CFD Challenge, still no.

What can you trade on FTMO Futures? 30 CME instruments

30 symbols across metals, energies, equity indices, crypto and FX — 19 E-mini/standard contracts and 11 micros. Can you trade NQ on FTMO? Yes, and MNQ, ES, MES, and every major index:

What’s not on the list matters as much: no Treasuries (ZN, ZB, ZF), no agriculturals (ZC, ZS, ZW), no VIX, no micro natural gas. If bonds or grains are your market, FTMO Futures isn’t your firm. If you trade the indices, gold, oil or Bitcoin futures — which is 90% of the funded-futures crowd — everything’s here.

Contract math for the accounts: ten micros equal one mini against your contract limit, so a $50K Evaluation can run 5 NQ, 50 MNQ, or 2 ES plus 30 MES. Tick values for every symbol above are in our MNQ, MES and MBT guides.

Commissions and fees on FTMO Futures

FTMO charges $0.50 per side on minis and $0.20 per side on micros, plus exchange and NFA fees at cost. Round trip on one NQ is $1.00 to FTMO plus CME’s clearing fee; on one MNQ it’s $0.40 plus exchange. FTMO deliberately doesn’t republish exchange fees because they change — check CME’s fee page and add FTMO’s commission on top. Commissions count against your equity, so they’re inside the drawdown and daily-loss calculations.

Market data: Level 1 included, Level 2 / DOM not available

Level 1 market data is included in your subscription. Level 2 — depth of market — is not available on FTMO Futures and cannot be purchased with FTMO credentials. This is the platform limitation that will decide it for a specific kind of trader: if you scalp off the DOM, trade footprint or volume profile that needs Level 2, or run Bookmap on order flow, FTMO Futures cannot feed your strategy on any platform. Chart-based, price-action and indicator traders won’t miss it. Every trader also completes the standard CME Non-Professional Attestation at signup.

Trading hours and the 4:10 p.m. close

The FTMO trading day closes at 4:10 p.m. ET and reopens at 6:00 p.m. ET, and every open position and pending order is flattened at the close. That daily close applies platform-wide, including to MBT and MET, whose exchange hours otherwise differ from the index contracts. Exchange maintenance, settlement breaks and holiday sessions vary by symbol — check hours in the platform and FTMO’s Trading Updates page rather than assuming the countdown timer covers it.

Does FTMO Futures have a free trial? No

There is no free trial for FTMO Futures. The CFD side has one; futures doesn’t. Your first account is a paid Evaluation subscription — cheapest way in is Growth $50K at $119, and if you fail on a hard breach you either continue on the next renewal or buy a reset.

Travel and VPN

Trading while travelling is allowed, and VPN/VPS use is allowed, as long as you don’t actually reside in a restricted country and nobody else has access to your registration. That’s more relaxed than most futures firms, which treat a VPN as a red flag by default.

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FTMO Futures vs Topstep vs Apex: Which Should You Actually Buy?

Every FTMO Futures buyer is really choosing between three firms, so here’s the head-to-head at the $50K size everyone starts on. These numbers read live from our plan database, so they’re current the day you’re reading this.

FTMO Futures vs Topstep

Same close, same target, same drawdown — the difference is what happens on a bad day and how you get paid. Topstep pauses you on a daily loss limit in the Combine; FTMO Growth has no daily limit in the Evaluation at all. Topstep lets you pass in a day; FTMO’s 40% rule makes three the floor. Topstep pays in minutes once you’ve stacked five $150 winning days; FTMO needs four qualifying days per cycle and takes 50% of profit per request on Growth. The reset gap is brutal in FTMO’s favour — $109 on the $50K vs $599–$829 + tax by size — so if you blow accounts, FTMO is the cheaper firm to fail at. If you want your money the same day you earn it, Topstep still wins.

FTMO Futures vs Apex

Apex is cheaper to enter, harder to keep, and pays you more of it. $45 one-time vs $119 a month is no contest on price, and Apex’s 100% split beats FTMO’s 90. But Apex gives you 30 calendar days to pass, FTMO gives you forever; Apex runs a 50% consistency rule on every funded payout, FTMO drops consistency the day you’re funded; Apex caps you at six payouts per account on a ladder, FTMO has no payout-count cap. Apex’s $500 minimum payout vs FTMO’s $20 tells you who each firm is built for: Apex for traders stacking 20 accounts, FTMO for traders running 3 properly.

The honest tiebreaker

Topstep and Apex have paid me. FTMO Futures hasn’t paid anyone yet. That’s not a knock — it launched in August 2026 — but it’s the fact that should weight your decision today. FTMO’s rulebook is arguably the cleanest of the three for a disciplined day trader: no time limit, no funded consistency, EOD drawdown that locks, cheap resets, and 90% from the first dollar. Once the first wave of futures payouts lands, that rulebook becomes very hard to argue with. Until then, buy Growth $50K, treat the first month as the test, and keep a funded account somewhere that’s already proven it pays.

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Is FTMO Legit? What a Decade of Payouts Does — and Doesn’t — Prove for FTMO Futures

Yes, FTMO is legit — it’s the most established prop firm in existence. Founded in Prague in 2015 by Otakar Šuffner and Marek Vašíček, it has paid out $650M+ since 2015 to traders, serves 4.5M+ customer accounts across 140+ countries, and holds a 4.8 Trustpilot rating on 52418 reviews — the largest review base of any prop firm on earth. Headquarters are a real office at Czech Republic, not a mailbox. The question for this page isn’t whether FTMO is legit. It’s how much of that transfers to a futures product that’s weeks old.

Did FTMO buy OANDA? Yes — and it matters more than the Trustpilot score

FTMO completed its acquisition of OANDA Global Corporation on December 1, 2025, after an eight-month process that needed sign-off from five separate regulators. OANDA is a 1996-vintage retail broker with eight licences across the US, UK, Australia, Japan, Singapore, Canada, Poland and the BVI, and it now runs as a standalone business inside the FTMO group.

Why that’s the trust fact that counts: a company that can get five financial regulators to approve it as the owner of a licensed broker has been through more due diligence than any prop firm review can replicate. It also tells you FTMO is playing a decades-long game, not a launch-and-vanish one. The deal value wasn’t disclosed, so anyone quoting what FTMO is worth is guessing.

Is FTMO regulated?

FTMO itself is not a regulated broker, and FTMO Futures accounts are simulated. FTMO says this plainly on its own site — it provides simulated trading and educational services, doesn’t hold client deposits, and doesn’t act as a broker. That’s the standard futures prop model: your Evaluation and Sim-Funded accounts are sim, and the firm pays you from its own funds when you hit the payout conditions. Owning OANDA doesn’t change that for the futures product. What it changes is who’s standing behind the promise to pay.

FTMO Futures Trustpilot rating: read the 4.8 correctly

The 4.8-star rating is FTMO’s CFD track record, not a futures one. Almost every one of those 52418 reviews predates FTMO Futures, so use it for what it proves — a decade of paying traders reliably — and not as evidence about futures execution, futures support or futures payouts, none of which have enough reviews to mean anything yet. I’ll add the on-site trader reviews below as they come in; none have been submitted yet. Read or leave an FTMO Futures review →

FTMO Futures payout proof

There is no FTMO Futures payout proof yet — from anyone, including me. The product launched in August 2026 and the first Sim-Funded payout cycles are only now completing. I have a Growth account in progress and I’ll post the first payout on this page the day it clears, the same way I’ve done for every firm on this site. Until then, the honest statement is: FTMO has paid $650M+ since 2015 to CFD traders and $0 to futures traders, because there haven’t been any to pay.

FTMO pass rate: no futures numbers exist

FTMO hasn’t published a pass rate for FTMO Futures, and the CFD figures don’t apply — different instruments, different rules, and the futures Evaluation has no time limit, which changes the math entirely. Structurally, the things that fail traders here are the 40% consistency rule on Growth (forces a minimum of three profitable days), the hard daily loss limit on Pro, and the 4:10 p.m. ET flatten rule. None of them is hidden; all of them are in the rules section above.

What keeps FTMO Futures honest right now

Three things I’d point to instead of a review score:

1. The rule lock. Your objectives and price are contractually fixed for the life of your account, in writing. No other futures firm launch has offered that.
2. The US payout compliance. SSN, W-9, verified US bank — that’s a firm building to pay US traders correctly for years, not one testing the water.
3. The parent. A group that owns a multi-regulated broker doesn’t stiff a $900 payout. The downside risk on FTMO Futures is execution bugs in a beta, not disappearing money.

DGT score today: 9.8/10, algorithmic, on the rules alone. It’ll earn or lose the trust component on payout evidence over the next few months. Last verified against ftmo.com: Sep 21, 2026.

Start with FTMO Futures → Code DGT auto-applies the max discount.

Who FTMO Futures Is For — and Who Should Skip It

FTMO Futures isn’t trying to be everything. The rulebook draws a clear line around one kind of trader, and it’s worth knowing which side of it you’re on before the first $119 goes out.

Pick FTMO Futures if…

• You’re a regular-session day trader on the indices, gold, oil or crypto futures. Flat by 4:10 p.m. ET is your normal day, not a constraint.
• You blow accounts learning. Resets from $109 and a subscription that replaces a breached account on your next billing date make this the cheapest firm to fail at among the majors.
• You pass fast. Pass Growth $50K in month one and your total spend is $119. No activation fee, no data fee, no refund to chase.
• You want no consistency rule once funded. Evaluation has one; Sim-Funded doesn’t. Big days aren’t penalised where it matters.
• You’re a US trader who wanted FTMO. This is the only FTMO product that takes US residents, and it’s built to pay you correctly.
• You value a rulebook that can’t change on you. Objectives and price are locked for the life of your account, in writing.

Skip FTMO Futures if…

• You hold overnight or swing. No exceptions, no swing product. Every position is flattened at the close.
• You trade off the DOM. Level 2 isn’t available at all — not for a fee, not on any platform.
• You need daily payouts. Sim-Funded pays on a 4/5-qualifying-day cycle. Take Profit Trader and Tradeify pay daily with no consistency rule.
• You trade Treasuries or grains. ZN, ZB, ZC, ZS aren’t on the 30-symbol list.
• You want to scale to 20 accounts. Cap is 3 Sim-Funded accounts, $450K total. Apex is built for stacking.
• You need payout proof before you buy. There isn’t any yet. Come back in a few months or start with a firm that’s already paid you.
• You live in Arkansas, Delaware, Louisiana, Montana or South Carolina — or Australia, China, Indonesia or Vietnam. Not accepted.

FTMO Futures for beginners

It’s a fair first futures firm, on Growth only. No daily loss limit in the Evaluation means one bad session can’t end it; the 40% consistency rule forces you to trade at least three days, which is a feature for a beginner, not a bug; and the monthly model means you’re never more than $119 deep. Don’t start on Pro — the hard daily limit terminates funded accounts, and the 100% withdrawal option is a trap if you don’t understand the locked drawdown. If you’ve never traded futures at all, size in micros: 50 MNQ fits the $50K contract limit and each is a tenth of an NQ.

FTMO Futures Review Verdict: Is FTMO Futures Worth It?

Yes for disciplined day traders, with one honest asterisk — nobody’s been paid yet. FTMO has shipped the cleanest futures rulebook of 2026: no time limit, no minimum days, EOD trailing drawdown that locks, no funded consistency rule, 90% from the first payout, $109 resets, and US access. The company behind it has paid $650M+ since 2015 and owns a multi-regulated broker. On rules and backing, it belongs in the top tier immediately.

The asterisk is real. FTMO Futures is a beta with no futures payout track record, no Level 2 data, a hard flatten at 4:10 p.m. ET, and a subscription that keeps billing after a breach. None of those are dealbreakers for a regular-session day trader. All of them are dealbreakers for someone else.

DGT score: 9.8/10 — algorithmic, from the rules. I’ll update this verdict and the payout proof the day my first Sim-Funded payout clears.

My recommendation: Growth $50K at $119/month, treat month one as the test, keep a proven firm funded alongside it. If the first payout wave lands clean, FTMO Futures becomes the default recommendation for day traders on this site — and I’ll say so here.

Start your FTMO Futures Evaluation → Code DGT auto-applies the max discount when one’s running.